Solutions for SMBs

APiO mission is to help companies ACCELERATE, PRESERVE & MANAGE cash. In fact, we do just that.

APiO provides solutions for companies to assist with accelerating, preserving and managing cash more effectively.  This may come in the form of Financial Workflow Automation, Incoming Cash Management (Accounts Receivable) or Outgoing Cash Management (Accounts Payable).
In addition to helping businesses directly, APiO provides technology solutions to financial services firms that service the world’s businesses.  These solutions include data integration and acqusition technology, entity resolution, master data management and risk.  APiO is a world leader in accounting system and ERP integration solutions.

Solutions for BUYERS & SUPPLIERS

INVOICING, CUSTOMER CREDIT & WORKING CAPITAL

INCOMING CASH
MANAGEMENT

Automate outbound invoices and payment requests to your customers.

Cash flow forecasts based on AI. Tools to help improve cash flow.

Learn More.

EarlyPayTM

INVOICE-BASED WORKING CAPITAL

No more waiting 30, 60 or 90 days to get paid by your customers.  With EarlyPay , you’re always  “3 Clicks to CashTM.”

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AP AUTOMATION & PAYMENTS

OUTGOING CASH MANAGEMENT

Automate outbound invoices and payment requests to your customers.

Cash flow forecasts based on AI. Tools to help improve cash flow.

Learn More.

See how EarlyPayTM can reduce time, hassle and get you paid faster.